Archived Target Market Determinations (TMD)

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EXPAT

Investment fixed
Investment variable
Owner occupied fixed
Owner occupied variable
Construction investment variable
Construction owner occupied variable
Expat Fixed 2024.1
Expat Rate Tracker Product 2023.1
Expat Variable Product 2024.1
EXPAT variable product 2025.9
EXPAT rate tracker – variable product 2025.9
EXPAT fixed product 2025.9

Non-Resident

Investment fixed
Investment variable
Alt doc – investment fixed
Alt doc – investment variable
Construction – investment variable
Non-Res variable product
Non-Res fixed product
Non-resident Variable 2024.1
Non-resident Rate Tracker 2023.1
Non-resident Fixed investment 2024.1
Non-resident Bridging Rate Tracker 2025.1
Non-Res variable product 2025.9
Non-Res rate tracker – variable product 2025.9
Non-Res fixed investment product 2025.9
Non-Res bridging rate tracker – variable product 2025.9

Sharia

Owner occupied fixed
Owner occupied variable
Construction – owner occupied fixed
Construction – owner occupied variable
Variable product 2022.1
Fixed product 2022.1
Variable product 2024.2
Fixed product 2024.1
SMSF Variable product 2024.1
SMSF Variable 2025.1
Sharia Fixed 2025.1
Sharia SMSF Rate Tracker 2025.1
Sharia Variable Product 2025.1
Sharia variable product 2025.9
Sharia fixed product 2025.9
Sharia SMSF rate tracker – variable 2025.9

SMSF

Investment fixed 2021.4
Investment variable 2021.4
Investment fixed 2022.1
Investment variable 2022.1
Commercial – investment fixed
Commercial – investment variable
Variable product 2023.1
Fixed product 2023.1
Variable product 2024.1
Fixed product 2024.1
SMSF Variable 2025.1
SMSF Fixed 2025.1
SMSF variable product 2026.1
SMSF fixed product 2026.1
SMSF commercial variable product 2026.8
SMSF commercial fixed product 2026.8
SMSF residential variable product 2026.8
SMSF residential fixed product 20216.8

Prime

Investment fixed
Investment variable
Owner occupied fixed
Owner occupied variable
Portfolio loan 2021.3
Prime variable product
Prime fixed product
Portfolio loan 2022.1
Prime Variable 2024.2
Prime Fixed 2024.1
Prime Portfolio Variable 2024.1

Bridging

Bridging loan Variable 2023.1
Bridging variable product 2025.9

Commercial

Commercial Easy Refinance 2024.1
Sharia Commercial Easy Refinance Variable 2024.1
Commercial Easy Refi variable product 2025.9
Sharia Commercial Easy Refi variable product 2025.9

Lender Paid LMI

Investment fixed
Investment variable
NDIS investment fixed
NDIS investment variable
Owner occupied fixed
Owner occupied variable
Variable product 2025.1
Essential Worker Variable product TMD 2025.1
Professional Worker Variable product TMD 2025.1
General variable product 2025.9
Essential Worker variable product 2025.9
Professional Worker variable product 2025.9